When you purchase a house, you’ll need more than furniture to make it feel like a home. Home insurance is crucial to protecting you, your family and your home in case of a problem or damage on your property. For example, if your home is hit by a flood, fire or other types of natural disaster, you are responsible for the cost of restoring your house. With home insurance, your personal belongings and house are protected. Without home insurance, you are liable for paying any medical bills of anyone who may be injured on your property. Get an insurance quote now to find the best policy for you and your family.

HO-1 Policy

An HO-1 homeowner’s insurance policy provides you with basic coverage. It deals with harm caused by incidents such as fire, lightning, windstorms, hail and explosions. These plans also usually cover damage triggered by civil unrest and volcanic eruptions. Get a quote today!

HO-2 Policy

This policy safeguards you from 16 types of events, including the resulting destruction from burglary, vandalism or civil tension. It also covers hail damage, windstorm damage and broken glass, along with smoke damage and wreckage caused by a vehicle. If your pipes burst or your roof decays, this policy will also cover that. Find the best quote here!

HO-3 Policy

HO-3 policies cover all possible causes of damage to your property and possession loss, with the exception of specifically listed events. Exclusions differ from policy to policy, so go over yours conscientiously to comprehend what is going to be excluded. Learn more and get a quote for your home in Utah.

Basic vs. Extra Coverage

Basic homeowner’s insurance typically covers the money it will cost to fix the compromised property, as well as the restoration costs if your home is damaged. It also covers your belongings at around 40 percent of the home’s insured value. Additional coverage will protect you against earthquakes and floods, as well as covering the loss of private property like jewelry, computers and cameras.

Utah is full of beautiful homes from the classic Victorians in the Avenues neighborhood to beautiful homes on the East Bench. Wherever you live in Utah, be sure to get the right price at competitive rates for your home insurance. Insurance Quotes Salt Lake is here to help you today. Get a quote now!

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